We have mortgage loan originators and real estate agents on our team or within our brokerage network in nearly every state in the United States.

If you need an LO or REALTOR®, please reach out to us. We will learn about what you need, and pair you with an excellent professional.

The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%. 

We also have down payment assistance programs, first time homebuyer grants, and other options.

Commercial and investor loans may be require 15-50% down.

A pre-qualification, bluntly, is not worth the paper it's printed on. If a lender pulls your credit and tells you you're pre-approved without any further documentation, you are setting yourself up for failure.

We will conduct a full underwriting process to issue a pre-approval that is solid.

Credit scores are one factor.

We can help you improve your score, however. Arrange a consultation to discuss this, and we can walk you through the steps.